Saturday, August 24, 2019

Reginae Carter Buys A House


Lil Wayne's daughter's is all grown up.

Reginae Carter purchases her first home...

Reginae shared the exciting news on Instagram.

29 comments:

Don balee me juh watch said...

No, Lil Wayne buys her a house*. Correction

Anonymous said...

Good 4 You, Nae!!

#Good Luck In Your Future Endeavors

Anonymous said...

With Daddy's money. There, fixed that for ya.

Anonymous said...

Good for her! This is a good investment and it will teach her responsibility.

Anonymous said...

For those without daddies money, you will be able to do this too, but will have to work a bit more strategically. Rule 1: Avoid federal student loans by taking all of your general education classes at a community college before transferring into a 4 year school. Student loan debt is the WORST debt you can have because you cannot discharge it in federal bankruptcy court even though it is federal and it does follow you to the grave. The student loan servicers are hideous and the D.O.E. will garnish wages, empty bank accounts, and even issue arrest warrants for student loans holders. Not only that, with student loans you will have a very hard time buying a car or house with a good interest rate because your debt-to-income ratio will suck. So, be very mindful and try to avoid federal loans, and if you must, only get private loans you can discharge in court if you are unable to pay them. An education is a good thing but you have to have somewhere to live and student loans jack people up.Save, save, save, and don't buy a lot of silly things. If you can, live with mom and dad until you have at least $50,000 or more saved. I know a lot of you may not have that option but there are ways to save here and there. God bless.

Anonymous said...

11:35am
"Student loan debt is the WORST debt you can have because you cannot discharge it in federal bankruptcy court even though it is federal and it does follow you to the grave" Thanks to Joe the Bigot Biden he's the one who sponsored this bill when he was a Senator. He is owned, and controlled by the banks, and credit card companies.

Anonymous said...

@11:50 ,That was his @ss who helped passed that bill??!! He will not be getting my vote. Let me tell you “why” that bill was passed. For decades rich White men would rack up thousands of dollars in student loan debt going to law school, medical school, partying, and so on. After graduating they would discharge their debts in bankruptcy court despite having the money to repay the debt. They were abusing the system. Speed up to when more minorities and women started attending school. 1/3 of all student loan debt today is held by financially destitute women and minorities who have no ability to pay back. So, the minute women and minorities began to file for bankruptcy relief, rich White politicians passed that law blocking them!!!! FACTS. Now, student loan debt can follow you to your grave! FACTS. Everyone should be able to file bankruptcy, not rich men like Donald. I found out that more than 98% of Americans cannot afford college and so if they can't afford college then why are poor folks offered loans in place of grants, it's because education is the new debt slavery. Politicians pledged 16 trillion to the very bankers that destroyed our economy but they refuse to erase the 1 trillion in student loan debt. You are right, this country is ran by pure criminals, always have been.

Niyabinghi/ObeahWomanWarrior said...

11:35 and 12:10 PM spoke nothing but the truth on the slave loans student loans. I will never encourage my children to participate in the slavery fuck these white parasites and criminals, I curse them and their wretched bloodlines to opioid overdose, suicide, terminal cancers, death by drowning and all manner of accidents including hiking, skiing, partying and all the shit rich white people love to do, may they all die doing it.

As for this girl, sit down with that manufactured shit hopefully you don't let your drug dealing, gang banging boyfriend have his friends shoot up the house, also that white girls hair make you look like a middle 30 year old woman. No hate against daddies money, but let's not be pretending like this child has a job and got this based on her own standing #notimeformanufacturedlies

Anonymous said...

@11:35 AM,

Please do not mislead people. Private student loans are difficult, if not impossible to discharge as well. In addition, the interest rates alone can bury you as they are usually higher than federal student loans.

Neither loan is good, really. Also, private loans can place your family (parents or guardian) in financial ruin if they cosign.

So while only one person can be financially ruined with a federal student loan, your whole direct bloodline can be ruined by a private student loan.

But the rest of what you said was good advice.

Niyabinghi/ObeahWomanWarrior said...

4:48 PM
Please continue to educate our people about this debt slavery called student loan. Both private and federal.

Anonymous said...

Uneducated niggas who need to go to college keep telling this student loan bullshit.

This little chickenhead daddy is a famous rapper. So she can buy a house with very little work experience. Everybody acquires some kinds of debt one way or another. Take that lazy hotep, anti-intellectual bullshit somewhere and stop discouraging the black youth from getting a higher education.

Anonymous said...

The bank will lend black folks money to keep you in debt to them forever. The banks and government will lend you money for student loans, car loans, home loans which makes you a slave. Try taking your black ass to the bank for a business loan to start a business and they will turn you down.

Anonymous said...

@4:48,My entire post flew right over your simple noggin. You were not able to comprehend what I wrote, and so I will break it down on a 3rd grade level so that even you will be able to grasp it. My post was seasoned advice to young people asking them to try to AVOID student loans altogether, but being that 98% of all students need help, I suggested that they only get private loans because private loans are subject to the “debt clock” known as the Statute of Limitations. That means it will eventually fall off of their credit which is GREAT! So, creditors only have a small window of time to collect the debt, but even then you can discharge the private student loan debt in court. Are you following yet or is it too much for your mind? I let you know that federal loans are the WORST because they are NOT subject to the SOL, which means the DOE can collect for the rest of your life! Get it yet? One loan has a time limit and the other does not. So, don’t you ever accuse me of misleading my people, when it’s YOU who doesn’t know what they hell you are talking about! The entire point of me even mentioning student loan debt was so that young people will understand that it impacts their ability to rent, buy, establish credit and so on and so forth. That’s not misleading them big dummy, that’s LOVE. I told them that they have to have a good debt- to- income ratio in order to buy a home. Next time, instead of putting your foot on your fingers and trying to be seen, do the research. SMH I swear some of our people are slow as hell.

Anonymous said...

@5:10, I see you can't read or comprehend either. I am not a Black Hotep person or whatever you call it. I have two advanced degrees and so I know what I am talking about....1/3 of the trillion dollar federal student loan debt is held by women, and the majority of those women are BLACK! So, I am not saying don't go to school, I said go to school the SMART way by taking general education courses at the jr college and then transfer into a major university. Why can't some of you think properly? I never once said don't go to school. I said attend school using a STRATEGY so that you will be able to one day own a home too. Damn.

Anonymous said...

@5:47, EXACTLY! You get what I was trying to tell them but they misinterpreted it as usual. Like you said with the business loans. I have conducted the research and less than 0.1% of government business loans are given to Blacks, but they hand out student loans like candy because they fixed it to where you can't receive relief and you become the bankers slaves for life. Like Dick Gregory said, George Washington and the Founding Fathers didn't say give me an education or give me death, they said give me LIBERTY or give me death. Student loans are a form of death because you can't get rid of them because they are fixed to place you behind and not ahead. Sallie Mae can tack on thousands of dollars within 1 year and ain't a darn thing your Black @ss can do about it. I am glad you understand where I was coming from. I want Blacks to own homes and businesses, but student loans will block those chances. Government business are given to Whites 1st, Asians 2nd, Hispanics 3rd, and Blacks are not even on the list but they are the nations biggest consumers. So what you earn a degree, those bankers are laughing because that $100,000 degree will take you 50 years to pay off if you are lucky. It's slavery.

Anonymous said...

I meant government business loans are given to Whites 1st, Asians 2nd, and Hispanics 3rd....We are not even on the list...^^^^^^^^^^^^^^^^^^^^^^^

Anonymous said...

6:12pm
I'm glad you checked that bitch who thought she was the smartest person in the comment section.

Anonymous said...

@11:35am & @6:06pm

Me being 4:48,

I clearly understood your initial post.

If you go back and read my initial response, you will see that I clearly stated that the rest of your post was good advice.

I stand by my warning to readers that taking out private loans for school is just as perilous and in some ways more so than the federal student loans.


The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 made both federal and PRIVATE student loans more difficult to discharge.

The bar is high and nearly impossible to cross, as it was intended to be (the Brunner Test).

If you should try to get a private student loan discharged, expect for your large and small expenses to be scrutinized. If you have a Starbuck’s coffee habit or use UberEats, that will be used as evidence of your ability to tighten your belt.
If you don’t have a job in your field, you will be expected to get one in another field, even if it is less than you expect. If one job is not enough, you will be expected to work two or three.

If you are putting money aside for savings or retirement, the judge will probably rule against you as you can be putting that money towards repaying the student loan.

Also, you will have to prove that there is a good reason that you will never be able to afford payments in the future, such as a major health event that will essentially render you disabled.

In essence, you will need to pass the Brunner test.

Lastly, I ask you this.

What is the history of fairness or leniency for people of color in the court system?

Anonymous said...

It's easy to buy your first home at the age of 20 when someone else buys it for you, come holla at me when you work, grind and save for your first house at 20. Big difference....like huge

WTF said...

To 11:35AM - no need to be a colossal ass. 4:48PM was only trying to clarify some FACTS and everything they said was actually CORRECT. They even paid you a compliment so your sarcastic ass comeback {at 6:06} referring to them as simple and slow was so fucking unnecessary and childish! You must never get the chance to speak your mind or something because you sure acting high and mighty on a blog! I swear black folks get on my fucking nerves. You could have easily agreed that 4:48 was actually making sense but instead you wanted to tear them down to build yourself up. So all that good advice you gave was ignored because I could only focus on what a total fucking JERK/BITCH/DICK you are! Learn how to fucking agree to disagree and stop acting like everybody who don't totally cosign what you say is your ENEMY.

To: 4:48/7:08, thank you for speaking KNOWLEDGE and FACTS. Black people aint gonna be able to roll up into bankruptcy courts like white folks and get a student loan discharged. You are 1000% correct on that! Not to mention a lot of times you have to pay for a bankruptcy attorney to represent you. How the fuck can most Black people even afford that? So now you gonna go into more debt by paying for an attorney? So 11:35AM can miss me with that stupid shit about private loans are a better option. No, WRONG. ZERO loans are a better option if you can manage to do that! I'm in my feelings about this because my friend cosigned for her son's SIX PRIVATE STUDENT LOANS to go to some fancy art school in Chicago and become a filmmaker and now he's in $130k worth of debt and she's on the hook for at least 70% of it because he will NEVER be able to pay it back! So the only thing I agree with is that birdbrained shit talker 11:35AM is that this shit Slavery and Criminal!

Niyabinghi/ObeahWomanWarrior said...

11:18 AM
Let's hope the young man is able to be part of a hit movie and make the money back to pay off that loan. I truly despise that shit, my 30 yr old received a full 4 year scholarship she was studying economics and dropped out. My other children I told them work your way up, don't take no loans. If you cannot afford to pay for it, don't take it and community colleges are the way to go, some jobs like nursing will pay for your to go back and get higher degree and you come back and work for them, for x amount of years. Years ago I took out a 2000 dollar loan and that shit ballooned to 22,000 dollars. Fuck those parasites, I went back to school and paid for that shit myself.

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WTF said...

To Niyabinghi/ObeahWomanWarrior - THANK YOU even though I know him or his mother is probably never gonna be able to pay that money back! She makes good money, has a retirement from one job and now has a really good second career with the government. And she's married (not to her son's father) and owns a home. She also has other kids that aren't in college yet. So even though she could file Bankruptcy "ALLEGEDLY" she would be in even more hot water with her job because she has a CLEARANCE and the govt don't play that shit! Plus she's on the hook for these PRIVATE loans FOREVER and she can't just run up into bankruptcy court because that would RUIN HER financially even if she was successful at getting the debt discharged. This is going to affect HER and not just her son. Know why? Because YOUNG people who take out private loans usually need a COSIGNER and that COSIGNER MUST USUALLY HAVE GOOD CREDIT and demonstrate they can REPAY the loan. So her credit would be FUCKED for the next 10 years if she did file (she already in her 50s), which means she wouldn't be able to buy anything else in her own name, much less help her other kids, and likely ruin her HUSBAND's Credit too! The only reason she's not in shit water over the credit now is because she helps her son out financially and make sure she and he pays the minimum at least so that both their credit doesn't go into the toilet. But he is STRUGGLING daily and can barely keep up. Hollywood aint calling! And these are FACTS as it relates to PRIVATE student loans! They CANNOT be discharged "more easily" like numb-nuts 11:35AM claims!

Anonymous said...

@1:49, You dumb @ss sack of sh$t go and read the actual laws. My thesis was on this very subject and I went before a graduate committee to defend the research, and so I know way more than your ignorant @ss. Just because you are too damn dumb and scary to know how to get your private loans discharged, doesn't mean they can't be. You just don't have the ability to do it because you can't read and you don't know the law. You also assumed that I am a male which I am not. By the way, I had a $15,000 private student loan dismissed in court.I won my case without an attorney....Now, how dumb do you feel? LOL. I told you I know what I am talking about. Matter of fact, I had it dismissed in one of the most racist counties in the South. So, just because you are fearful of the system and are too scared to fight, doesn't mean that there aren't many highly intelligent people out here who don't know how. You should LISTEN because you might learn something. Then again you can't help kneegrows. smh. You'd rather listen to a fool who is underwater than a person who has won the battle. smh

Anonymous said...

@11:18, Your dumb @ss took the time to write a response that contributed absolutely NOTHING, but then again that is what is in your mind, absolutely nothing. I see why the Black elite hate your guts, you all are some stupid people. I see why Oprah and the rest don't fool with you. You can't get out of your own way. You don't appreciate anything but you want everything done for you. Just pitiful. I see why others races do better. You can't be helped. You want arguments and not dialogue. I gave you FREE information but you wanted a fight. I am done helping you all because your minds are too far gone. Not even Dr. King could help you and so I know I can't God Bless you.

WTF said...

First of all you stupid cunt I didn't assume you were a MALE. Where the fuck did I ever say HE, HIM or HIS at it related to your stupid ass? I always said THEY, and even mentioned you were a JERK/BITCH/DICK because I didn't know which one to call you! But since you so convinced I thought you were a MAN, BITCH, it sounds like you got some latent issues with your sexuality and need to get that shit checked! And for the record you didn't share SHIT! You first of all gave out some shit ass advice talking about get PRIVATE loans because they can be discharged. Not a FUCKING WORD about how you did that SUCCESSFULLY or how somebody else can do it. But now all of a sudden you had $15,000 discharged ALL BY YOURSELF with no help when I mentioned most people needing an attorney. BITCH PLEASE! You are in fairy la-la-land and will say ANYTHING to try to prove your stupid ass initial point. You're a fraud. I have nothing else to say to you on that shit because anyone with eyes can see right through your BULLSHIT. And Okra don't fuck with people like me? And who the fuck are you? LOL. You are hilarious. Bitch not only comes up with settling false debts but now her and Okra are bestie. Hoe Bye!! I won't even waste no more finger time on your dumb ass.

Anonymous said...

@6:26pm,

I would like to learn from you. Please give the details on your thesis so that I may look it up.

Anonymous said...

@8:38am,

You will be waiting forever.

Baseless bragging and being easily triggered when deprived of adoration supply is a sign that the poster is a narcissist.

Anonymous said...

@8:38am,

6:26pm is all bark and no bite. Bragging about what they "know" but giving no concrete USEFUL advice.

This fool got triggered to go off because he/she is a narcissist whose supply was not met to his/her liking.

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